Terms of Service

Last Updated: 29-August-2026

Welcome to Fincyclo. By accessing or using our website, tools, and services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.

1. Educational Purpose Only (No Financial Advice)

All content, articles, and calculators provided on Fincyclo are strictly for educational and informational purposes. We are not registered financial advisors. The results generated by our EMI, SIP, SWP, Brokerage, and other calculators are estimates based on the mathematical inputs you provide and do not guarantee future returns or exact bank figures. Always consult with a certified financial planner or institution before making monetary decisions.

2. Use of Calculators and Tools

Our interactive tools are designed to process data locally on your device for maximum privacy. You are free to use these tools for personal or business planning. However, you may not reverse-engineer, copy, scrape, or mass-download the source code or logic of our calculators for use on competing platforms.

3. Intellectual Property

All articles, guides, layouts, and custom graphics on Fincyclo are the intellectual property of Fincyclo. You may not reproduce, distribute, or publish our articles or tools on other websites without explicit written permission.

4. User Feedback and Ratings

We provide features such as a star rating system to allow users to provide feedback on our articles and tools. By using these features, you agree to submit genuine feedback. Any attempt to manipulate, spam, or bypass our rating limits using automated scripts, VPNs, or malicious cache-clearing methods is strictly prohibited and may result in an immediate block of your IP address.

5. General User Conduct

You agree to use Fincyclo only for lawful purposes. You are prohibited from attempting to breach our website's security, deploying automated scrapers against our databases, or interfering with the normal operation of the site.

6. Disclaimer of Warranties

Fincyclo is provided on an "as-is" and "as-available" basis. While we strive to keep our formulas and market information up-to-date, we make no warranties, expressed or implied, regarding the accuracy, reliability, or completeness of the content or tools provided.

7. Limitation of Liability

In no event shall Fincyclo, its creators, or partners be held liable for any direct, indirect, incidental, or consequential damages (including financial losses) arising from the use of, or inability to use, our website and calculators.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will indicate that changes have been made by updating the "Last Updated" date at the top of this page. Your continued use of the site implies acceptance of the revised terms.

9. Contact Us

If you have any questions regarding these Terms of Service, please reach out to us at info@fincyclo.com.